Colorado Mobile Home Loans

When it comes to finding the perfect housing solution in Colorado, Golden Lenders stands out as your dedicated ally in securing affordable and flexible financing for manufactured homes. With a deep understanding of the unique needs and aspirations of Colorado residents, we specialize in providing tailored mobile home loans to help you turn your housing dreams into reality.

Local Expertise With Manufactured Or Mobile Home Loans

Golden Lenders combines local expertise with a global reach to provide unmatched service and support to our clients. As a trusted member of the Colorado community, we take pride in helping our neighbors achieve their homeownership goals. Whether you’re a lifelong resident or new to the area, you can count on Golden Lenders to be your dedicated partner every step of the way. Let us help you navigate the complexities of mobile home financing and turn your Colorado housing dreams into a reality.

Experience You Can Trust

With years of experience in the mortgage industry, Golden Lenders has earned a reputation for excellence and reliability. Our team of experts possesses in-depth knowledge of the Colorado real estate market, including the specific regulations and intricacies associated with mobile and manufactured homes. We leverage this expertise to guide you through every step of the loan process, ensuring a smooth and hassle-free experience from application to closing. At Golden Lenders, we understand the importance of finding the right financing for your mobile or manufactured home. Our specialized manufactured home loans are designed to meet the unique needs of Colorado residents, providing flexible options and competitive rates.

Comprehensive Service Area Coverage

Golden Lenders proudly serves the entire state of Colorado, offering mobile home financing solutions to residents across urban and rural areas alike. Whether you’re looking to purchase a manufactured home in bustling Denver, scenic Colorado Springs, or any other corner of the Centennial State, we’re here to help you find the perfect loan to suit your needs. Our extensive service area coverage ensures that no matter where your Colorado dream home may be, Golden Lenders is never far away.

Specialized Financing Options

At Golden Lenders, we understand that traditional home loans may not always meet the unique requirements of mobile and manufactured homebuyers. That’s why we offer a range of specialized financing options designed specifically for this niche market. Whether you’re purchasing a mobile home as your primary residence or as a vacation retreat in the Colorado mountains, we have the expertise and resources to structure a loan that fits your budget and lifestyle.

Our goal at Golden Lenders is to make mobile home financing as accessible and affordable as possible. That’s why we offer flexible loan terms and competitive interest rates tailored to meet the needs of Colorado borrowers. Whether you’re a first-time homebuyer or a seasoned investor, we’ll work closely with you to find the financing solution that aligns with your financial goals and objectives.

Dedicated Customer Support

At Golden Lenders, we believe that exceptional customer service is the cornerstone of our success. That’s why we’re committed to providing personalized attention and support to every client, ensuring that your questions are answered, and your concerns are addressed every step of the way. From pre-qualification to loan approval and beyond, our dedicated team is here to provide guidance and assistance whenever you need it.

Streamlined Application Process

We understand that buying a home can be a complex and daunting process, especially when it comes to securing financing. That’s why we’ve streamlined our application process to make it as straightforward and efficient as possible. With Golden Lenders, you can expect quick turnaround times, transparent communication, and a hassle-free experience from start to finish.

Turn Your Colorado Dream Home Into Reality

Your Colorado dream home is within reach, and Golden Lenders is here to help you make it a reality. Whether you’re in the market for a manufactured home in the heart of Denver or a cozy cabin in the Rocky Mountains, we have the expertise and resources to guide you through the financing process with confidence and peace of mind. Contact us today to learn more about our Colorado mobile home loans and take the first step toward homeownership in the Centennial State.

Frequently Asked Questions

Do you offer manufactured home only and land & home financing in my area?

We offer financing in 4 states.  CO, FL, NE & TX

What is the minimum home loan amount you provide?

$25,000

What is required for a manufactured home loan down payment?

As low as 0% are available for well-qualified buyers. Typical down payment requirements range from 5% to 35% and are based on the overall credit profile of the buyer, collateral type (home type, home placement, etc.), and occupancy type (i.e. primary residence, secondary home, etc.). Investment properties and “Buy-For” transactions require a minimum of 20% down payment. Home loan down payments may be in the form of cash, trade, or land equity.

What are your maximum loan terms for manufactured home only and land & home loans?

We offer terms up to 30 years on new and used Land Home loan products. Additionally, we offer terms up to 25 years on new and used Home Only loan products. Investment properties are limited to 10-year terms.

Do you have a minimum credit score requirement?

We do not have a minimum credit score for most manufactured homes only and land & home loans.

Do you have restrictions on the age of the home?

We have no restrictions on the age of the home.

Do you offer refinance loans?

Yes. Cash-out options are available but require a minimum credit score of 600.   Cash-out is not available in TX

Do you require Private Mortgage Insurance (PMI)?

No. We do not require PMI on any home this will save you thousands of dollars over the life of your mortgage loan.

Do you offer financing for manufactured or mobile homes that need to be moved?

Yes

Contact Us

Contact Golden Lenders today for the mortgage help you need to turn your dream house into reality. We provide attentive customer service throughout the process of obtaining a loan for your new home. We serve clients across Colorado, Florida, Nebraska, & Texas.

Company NMLS 2106/60DBO98881/MBR2785/RM.804768.000

Hours of Operation:

24 Hours a Day, 7 Days a Week

info@goldenlenders.net

(303) 482-2361