Homeownership has long been considered a marker of success, a key element of the American Dream. But sadly, it's a dream that is increasingly out of reach for too many people, due to rising costs that seem to have peaked now in 2021. Why have this spring and summer...

Refinancing a mortgage refers to the process of writing a new mortgage loan to replace the one you currently have on your home. There are many reasons homeowners choose to refinance a mortgage— taking advantage of lower interest rates, lowering your monthly payments...

How Do Government-Backed Mortgages Work? A government-backed mortgage is not a loan from the government— rather, the government acts as an insurer for a loan from a private bank through one of three federal agencies: the Federal Housing Administration (FHA), the U.S....

Student Loans: America's Big Burden In 2021, the vast majority of those with an undergraduate degree are burdened with student debt– more than two-thirds, compared with the early '90s when fewer than half of graduates left school with debt. The amount has increased...

Before you commit to a purchase as large as a home, you should be certain that you’ve chosen a lender that has your best interests in mind. As you speak with various lenders about your upcoming loan, be sure to have these four questions in mind! Which Type of Mortgage...

What a difference a year can make! Just over one year ago, we were all stunned when the 30% drop in inventory took place between March and April as the result of the shutdown.  As the dust from last year is finally beginning to settle, we figured it would be a...