The perks of owning a home are numerous and well-established, making the prospect of first-time homeownership compelling for individuals of all ages across the United States. The continuous rent spikes that have defined the start of the decade have only ramped up...

Homeownership is a very common goal across the country, but it may feel like a challenging one to fulfill. Luckily, you don’t have to go it alone. We are all at different stages along our life journey, and the Golden Lenders team takes pride in using state of the art...

Home prices and mortgage rates are on the rise, but so are wages. The home affordability index (the cost of a home vs. wages) is only slightly higher than it was in 2021 and 2020. Depending on the area, home prices have risen 10-18%, but wages have risen around 14%....

At Golden Lenders, our primary goal is to open more doors for our clients along their path to homeownership. Simultaneously, we understand the seriousness involved with making a home purchase. After all, the majority of home loans in the United States involve a...

At Golden Lenders, we sometimes refer to the homebuying process as a maze. With everchanging availability, interest rates, financial needs, and personal preferences, there really is something new around every turn. Considering a home might be the largest purchase you...

For most people, their home is the biggest purchase they make in their lifetime. As such, a very thorough approach is taken by most shoppers to ensure they are setting themselves up for long term happiness. After all, a mortgage will remain part of your life for 15 or...