Golden Lenders has the knowledge and experience to help you find the right program to build your dream home. Whether it’s your first home or your vacation home, we can help make financing your dream a reality.

Our One Time Construction Loan program makes the decision to choose either Conventional, FHA, VA or USDA depending on qualifications.

The Construction Permanent Loan provides you benefits unlike any other loan program:

• One–Time Close transaction eliminates the need for multiple loans to finance your new home.
• Variety of loan programs available to fit specific lending needs.
• Save money with one set of closing costs.
• Capped interest rate protection during construction and for the permanent loan.
• Construction phase options of 90 to 24 months allow time for completion of projects.
• Re-qualification is not necessary.
• Draw process is simple and straightforward for both the Borrower and the Builder.
• Flexibility to use an inspection schedule that meets the disbursement needs of your project.
• Interest paid during the construction phase may be tax deductible. (Consult your tax advisor.)

Did you know? Construction Permanent is also referred to as: CP, One-Time or OTC.