We’ll guide you every step of the way in your mortgage application process. Golden Lenders specializes in helping people buy a new home or refinance the one they are living in now, regardless of credit standing.
Who We Are
We have more than 25 years of experience in the mortgage industry – just the expertise you need for a successful outcome. Our team of mortgage consultants work to simplify the process for you, while educating you on this complex process. Whether its your first home, or you’re an experienced home buyer, we’re here to ensure everything goes as smoothly as possible.
Serving Our Customers
Our priority is customer service. It is our goal to make this process as easy and convenient as possible while getting you the best deal on your loan. In fact, we rely on referrals for business, which demonstrates how happy our customers are with the results we
provide. We work with borrowers of every type from those who want to buy their first home, refinance the house they are in now or have credit challenges. Below is a small sample of the loan types our mortgage broker service offers:
- First-Time Home Buyer Loans
- Purchase Loans
- Conventional Loans
- Reverse Mortgage Loans
- Equity Loans
- No Equity or Appraisal Home Improvement Loans
- No-Equity Debt Consolidation Loans
- Commercial Loans
- Cannabis Loans
Who We Are
Our Team of Mortgage Experts
David J. Robbins
Individual License LMB100017931/ LO55861/ NMLS 6176
Company NMLS 2106/MBR2785
David J. Robbins is a distinguished Mortgage Professional based in Golden, Colorado. With 25 years of experience, I am one of the Greater Denver Area’s leading experts in mortgages. As the Principal of Golden Lenders, I have dedicated my career to helping my clients with a full spectrum of real estate needs, from the purchasing and refinancing of residential loans to the buying and selling of property.
Since entering the mortgage industry, I have excelled thanks to my in-depth knowledge of the many different kinds of home loans and my unparalleled commitment to delivering the best customer service. Known as an out-of-the-box thinker, I am customer-focused and I have a results-oriented approach to mortgages that has earned me a reputation as one of the most trusted professionals in the Denver area.
I thoroughly enjoy helping people through the “maze” of home ownership, and Golden Lender’s borrowers are well educated and kept up to date with the latest information on procuring a loan.
I am committed to my community as a mortgage professional, I have pioneered homeownership education for Military personnel and innovated Patriotic Home Benefits where I provide homebuyer education to Veterans. I am also is a member of the Elks Club and frequently volunteer my time at local schools and my church.
I look forward to “OPENING MORE DOORS TO HOMEOWNERSHIP.”
A loan consultant with boutique agency Golden Lenders in Golden, Colo., since 2019, I have more than 19 years of experience in real estate and consumer lending in the Greater Denver area. My expertise extends to all facets of the lending process, from loan application and pre-approval, through closing and funding, and I specialize in assisting first-time homebuyers with meeting down payment goals and helping them navigate the FHA Rehab Loan Program. My other areas of expertise include investment property, correspondent lending, in-house funding, and government programs.
I am a licensed Colorado State and National Mortgage Loan Consultant, and a long-term partner of my clients, helping them meet their goals. In fact, our first meeting begins with me asking what their goals are. Some people want to pay off their loan as fast as possible. For others, their priority is making the lowest mortgage payments possible. Some want to refinance, while others want to get into a new home. I present my clients with all of the options available in a simple way and explain how those options can help them achieve their goals.
I truly enjoy educating people, helping them and putting them at ease during what can be a stressful process, and I take great pride in knowing that my client list is made up of thousands of happy clients.
My passion for helping people extends beyond my career. I love to get out in the community, volunteering with Meals on Wheels and within the trail running community. I am also a longstanding member of Business Networking International’s Golden chapter.
When I’m not behind my desk, I love to get outside, running ultramarathons and trail running. I also spend many weekends adventure motorcycling through my amazing home state and beyond, often with the Denver BMW Motorcycle Club.
If you want to learn how I can help you get the home of our dreams, get your payments where you want them to be, or want to talk trail running and motorcycles, get in touch!
As a lifelong resident of the Denver area, I am pleased to say that I am professionally, financially, and emotionally invested in Denver. I have extensive experience with all types of loans, estate properties and transactions- from first-time home purchases to investment and commercial property packages. I stand out in the world of real-estate and the mortgage world with a focus on detail, tireless commitment to client service, and a patient, educated and analytical approach to every transaction.
I truly believe that the relationship between a Professional and their clients should be a life-long one, and I will make sure I can be relied upon long after the deal is closed. I am always available, feel free to contact me anytime with any questions or comments, and I look forward to making your goals my own.
Shannon Payne is a licensed Mortgage Loan Originator based in the Glenwood Springs Roaring Fork Valley branch of Golden Lenders. Whether you are looking to purchase your first home, refinance an existing loan, or invest equity into renovations or a second home, I believe that exceptional client service should come first. I am known as a motivated problem solver, effective listener, and will ensure that my clients’ experience will not only meet their expectations, but exceed them.
Outside of work, I love experiencing all that our beautiful state of Colorado has to offer. I am an avid snowboarder, mountain biker, hiker, runner, camper, paddle boarder; if it involves playing outside – count me in! I also have a background in art & design, and enjoy sharing that creativity with friends, family, and clients.
I truly believe that homeownership should be an opportunity for everyone. If you have questions, requests, ideas, or just want to chat about what your options for the future could look like, I look forward to working with you!
Years in the Business
Experience matters. We'll guide you through the home buying process from start to finish.
We've enjoyed serving our clients over the years. We're proud many come back for their next purchase.
We only employ mortgage consultants with deep expertise to serve our clients. Se habla Español.
“I’ve done several loans through Golden Lenders, had friends get loans through them, and my fiancé is about to get a loan through them as well. It’s nice to have a company you can trust in the mortgage business.”
“Golden Lenders is very experienced with many options in the lending field and will be able to answer all your questions. They were there every time I needed help with pre-approval letters, payment details and every question I had. You can’t go wrong if you select Golden Lenders to help with your needs.“
We’ve Built Our Business on Client Referrals
We truly enjoy working with our clients and helping them achieve their dream of homeownership. Whether you have a great credit, poor credit, or somewhere in between, we are your trusted source of home financing in Colorado, Florida, California, and Ohio.
Contact Golden Lenders today for the mortgage help you need to turn your dream house into reality. We provide attentive customer service throughout the process of obtaining a loan for your new home. We serve clients across Colorado, Florida, California, and Ohio.
Hours of Operation:
24 Hours a Day, 7 Days a Week