Nebraska Mobile Home Loans

At Golden Lenders, we understand the unique challenges and opportunities that come with financing manufactured homes in Nebraska. With years of experience in the industry, we have helped countless individuals and families across the state achieve their dreams of homeownership. Our team is dedicated to providing personalized service and expert guidance throughout the entire loan process.

Comprehensive Mobile Home Financing Options

We specialize in Nebraska mobile home loans, offering a range of financing options to suit your specific needs. Whether you’re a veteran looking for VA loans, a first-time homebuyer with less-than-stellar credit scores in need of FHA loans, or a homeowner seeking to refinance through HARP, we have the solutions to make homeownership a reality for you.

Streamlined Loan Process

Navigating the loan process can be overwhelming, but with Golden Lenders, it doesn’t have to be. Our experienced loan officers will guide you through every step of the process, from pre-qualification to closing. We pride ourselves on our efficiency and transparency, ensuring that you always know exactly where you stand.

Flexible Terms and Low Down Payments

We understand that every borrower’s situation is unique, which is why we offer flexible terms and low down payment options. Whether you’re purchasing a new manufactured home or refinancing your current one, we’ll work with you to find a loan that fits your budget and financial goals.

Debt Consolidation and Refinancing Solutions

In addition to Nebraska mobile home loans, we also offer debt consolidation and refinancing solutions to help you manage your finances more effectively. By consolidating high-interest debts into a single, low-interest loan, you can reduce your monthly payments and pay off your debt faster. And if you’re looking to lower your monthly payments or tap into your home’s equity, our refinancing options can help you achieve your goals.

Competitive Interest Rates

At Golden Lenders, we understand the importance of finding a loan with a competitive interest rate. That’s why we work with a network of trusted lenders to offer some of the lowest rates available. Whether you’re looking for a fixed-rate loan or an adjustable-rate mortgage, we’ll help you find the best option for your needs.

Financing a manufactured home on land can present its own set of challenges, but with Golden Lenders, you’re in good hands. Our team has extensive experience in land home loans, and we’ll work with you to find the right financing solution for your situation. Whether you’re purchasing a new home or refinancing your current one, we’ll help you navigate the process with ease.

Tailored Solutions for Mobile Home Financing

Golden Lenders is your trusted partner for manufactured home loans in Nebraska. We understand that purchasing or refinancing a manufactured home comes with its own set of challenges, and our team is here to help you overcome them. Whether you’re buying your first mobile home or looking to refinance an existing loan, we offer tailored solutions to meet your needs.

Expertise in Manufactured Home Financing

With our years of experience in the industry, we have developed a deep understanding of the nuances of manufactured home financing. We know that these homes are often considered real property, and we can help you navigate the complexities of obtaining financing for your mobile home. Our expertise extends to FHA loans, which are backed by the Federal Housing Administration and can be an excellent option for borrowers with less-than-stellar credit scores.

Understanding Real Property

When it comes to manufactured homes, understanding the concept of real property is essential. Unlike traditional stick-built homes, manufactured homes are often classified as personal property. However, if your mobile home is permanently affixed to a foundation and meets certain criteria, it may be considered real property. Our team has the knowledge and expertise to help you navigate the intricacies of real property laws and ensure that you get the financing you need for your mobile home.

Personalized Customer Service

At Golden Lenders, we believe that exceptional customer service is the key to our success. That’s why we take the time to understand your unique needs and goals, and we’ll work tirelessly to help you achieve them. From your initial consultation to the day you close on your loan, you can count on us to be there for you every step of the way. When you choose Golden Lenders for your mobile home loan, you’re choosing a partner you can trust. We are committed to providing personalized service, expert guidance, and competitive rates to help you achieve your homeownership goals. Whether you’re buying your first home or refinancing your current one, you can count on us to be there for you every step of the way.

Your Partner in Homeownership

Owning a home is a major milestone in life, and at Golden Lenders, we’re here to help you every step of the way. Whether you’re purchasing your first home or refinancing your current one, you can trust us to provide the expert guidance and personalized service you need to achieve your homeownership goals. Contact us today to learn more about our Nebraska mobile home loans and how we can help you turn your dream of homeownership into a reality.

Frequently Asked Questions

Do you offer manufactured home only and land & home financing in my area?

We offer financing in 4 states.  CO, FL, NE & TX

What is the minimum home loan amount you provide?


What is required for a manufactured home loan down payment?

As low as 0% are available for well-qualified buyers. Typical down payment requirements range from 5% to 35% and are based on the overall credit profile of the buyer, collateral type (home type, home placement, etc.), and occupancy type (i.e. primary residence, secondary home, etc.). Investment properties and “Buy-For” transactions require a minimum of 20% down payment. Home loan down payments may be in the form of cash, trade, or land equity.

What are your maximum loan terms for manufactured home only and land & home loans?

We offer terms up to 30 years on new and used Land Home loan products. Additionally, we offer terms up to 25 years on new and used Home Only loan products. Investment properties are limited to 10-year terms.

Do you have a minimum credit score requirement?

We do not have a minimum credit score for most manufactured homes only and land & home loans.

Do you have restrictions on the age of the home?

We have no restrictions on the age of the home.

Do you offer refinance loans?

Yes. Cash-out options are available but require a minimum credit score of 600.   Cash-out is not available in TX

Do you require Private Mortgage Insurance (PMI)?

No. We do not require PMI on any home this will save you thousands of dollars over the life of your mortgage loan.

Do you offer financing for manufactured or mobile homes that need to be moved?


Contact Us

Contact Golden Lenders today for the mortgage help you need to turn your dream house into reality. We provide attentive customer service throughout the process of obtaining a loan for your new home. We serve clients across Colorado, Florida, Nebraska, & Texas.

Company NMLS 2106/60DBO98881/MBR2785/RM.804768.000

Hours of Operation:

24 Hours a Day, 7 Days a Week

(303) 482-2361