FHA loans have allowed millions of Americans with lower credit scores or less cash on hand to purchase a home.  Those who qualify can pay as little as 3.5% as a down payment on their new homes.  Understanding how an FHA loan works can be difficult,...

Many are unaware that thousands of down payment assistance (DPA) programs are widely available throughout the US and help reduce the amount that needs to be saved for down payments on new homes.  A 2016 RealtyTrac study found that these programs save an average...

VA loans are mortgage loans guaranteed by the United States Department of Veteran Affairs. In order to get one, you still need to apply through a private lender, but the VA is able to allow for more favorable terms for those who qualify. One big perk is that they can...

When looking into home-buying options, you may sometimes be offered a rent-to-own agreement, or lease option, as a purchasing method. Renting a home to own (also known as leasing) is similar to renting altogether, except that it offers an option to purchase the...

One of the most common loans you can get to buy a home is a 30-year fixed rate mortgage. If the thought of paying for your home over the course of 30-years seems daunting, here are some easy ways to shorten that term which will actually end up saving you money over...

National home prices have increased by 5.4% since this time last year. Over that same time period, interest rates have remained near historic lows which has allowed many buyers to enter the market and lock in low rates. As a seller, you will likely be most concerned...