Our Blog

We stay on top of the latest lending industry news to best serve our clients.

What Is an FHA Loan?

What Is an FHA Loan?

FHA loans have allowed millions of Americans with lower credit scores or less cash on hand to purchase a home.  Those who qualify can pay as little as 3.5% as a down payment on their new homes.  Understanding how an FHA loan works can be difficult,...

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Can You Qualify for Down Payment Assistance?

Can You Qualify for Down Payment Assistance?

Many are unaware that thousands of down payment assistance (DPA) programs are widely available throughout the US and help reduce the amount that needs to be saved for down payments on new homes.  A 2016 RealtyTrac study found that these programs save an average...

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3 Myths About VA Loans You Might Be Falling For

3 Myths About VA Loans You Might Be Falling For

VA loans are mortgage loans guaranteed by the United States Department of Veteran Affairs. In order to get one, you still need to apply through a private lender, but the VA is able to allow for more favorable terms for those who qualify. One big perk is that they can...

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What is a Lease Option/Rent-to-Own Agreement?

What is a Lease Option/Rent-to-Own Agreement?

When looking into home-buying options, you may sometimes be offered a rent-to-own agreement, or lease option, as a purchasing method. Renting a home to own (also known as leasing) is similar to renting altogether, except that it offers an option to purchase the...

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Further Proof It Is NOT 2008 All Over Again

Further Proof It Is NOT 2008 All Over Again

National home prices have increased by 5.4% since this time last year. Over that same time period, interest rates have remained near historic lows which has allowed many buyers to enter the market and lock in low rates. As a seller, you will likely be most concerned...

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Contact Us

Contact Golden Lenders today for the mortgage help you need to turn your dream house into reality. We provide attentive customer service throughout the process of obtaining a loan for your new home. We serve clients across Colorado, Florida, and California.

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24 Hours a Day, 7 Days a Week

info@goldenlenders.net

(303) 482-2361