While the mortgage application process may seem daunting from the outside, we do everything in our power to simplify the process for our clients. We’ve created this blog series to give our readers a firm understanding of everything they’ll need to secure their...

From the outside, the mortgage process can undoubtedly seem complex. At Golden Lenders, our specialty is guiding our clients through the mortgage application process from start to finish to ensure positive outcomes. We want to offer our clients peace of mind...

You may be surprised by how reasonable the requirements are to secure a mortgage loan within your means. With rent spikes continuing all the time and no end in sight, many renters have decided summer of 2022 is the ideal time to explore their first home purchase. As...

The perks of owning a home are numerous and well-established, making the prospect of first-time homeownership compelling for individuals of all ages across the United States. The continuous rent spikes that have defined the start of the decade have only ramped up...

Homeownership is a very common goal across the country, but it may feel like a challenging one to fulfill. Luckily, you don’t have to go it alone. We are all at different stages along our life journey, and the Golden Lenders team takes pride in using state of the art...

Home prices and mortgage rates are on the rise, but so are wages. The home affordability index (the cost of a home vs. wages) is only slightly higher than it was in 2021 and 2020. Depending on the area, home prices have risen 10-18%, but wages have risen around 14%....