Steps to Prepare for Mortgage Pre-Approval

Even throughout the pandemic, the homes that are on the market are continuing to sell quickly. If you would like to join the many people who have purchased a home this year, the first big step is receiving pre-approval for your mortgage. Getting approved may seem a...

How to Reduce Your Mortgage Premium

Thus far, 2020 has been a bit of a whirlwind. If you’ve found yourself in a position where money is tighter than usual this year, you are certainly not alone. Cutting expenses is a natural response to such conditions, and your mortgage is likely your biggest expense...

What Credit Score Do You Need for a Mortgage Loan?

When securing your mortgage loan, one of the key qualifiers you will be subject to is your credit score. What credit score should you aim to reach before applying for a loan? Really, it all depends on which type of loan you are looking to secure. There are several...

The Different Types of Non-Conventional Loans

If you are entering the early stages of purchasing a home, you’ve very likely quickly realized that there is a multitude of loan options out there. All of these options are available for a reason! A standard fixed rate or adjustable rate mortgage simply aren’t the...